Can I get pre-approved for a Florida mortgage if I live out of state?

Yes. I work with buyers across the country who are purchasing in Florida. The pre-approval process is fully remote. No Florida address required.

What credit score do I need to buy a home in Florida?

It depends on the loan type. FHA loans can go as low as 580. Conventional loans typically require 620 or higher. I'll review your full picture and find the best fit for your situation.

How long does the mortgage process take?

I regularly close in under 30 days. In some cases I've closed in as few as 16 days. I know how to move fast without cutting corners.

What's the difference between a mortgage broker and a bank?

A bank offers only its own loan products. As a broker, I shop multiple lenders to find competitive options for your specific situation, which often means better rates and more flexibility.

Do I need to be in Florida to close on my home?

Not always. Remote and digital closings are available for many loan types. I'll explain what's possible based on your specific loan and property.

Serving the Treasure Coast & All of Florida

The Mortgage Expert Who Gets Deals Done When Others Can’t

I'm a Senior Loan Originator. If another lender already told you no, there's a good chance I can still get it done.

I help buyers relocate to Florida from across the country. Remote pre-approval and digital closings are available.

Call (772) 215-1449 Get a Free Consultation

76+ Five-Star Reviews·NMLS #362166·Florida Licensed·Remote Pre-Approval Available

76+

Five-Star
Reviews

76+

Five-Star Reviews

38+

Years in Florida

28+

Years Writing Home Loans

500+

Loans Closed

NMLS #362166

Licensed & Verified

Why Homebuyers Choose Jerry

I'm not a bank. I'm a mortgage broker who shops multiple lenders, keeps you informed every step of the way, and doesn't stop until the deal is done.

Problem Solver

When other lenders say no, I find a way. I've closed loans for clients that two or three banks had already turned down, often at or below the rate they were quoted elsewhere.

Here When It Counts

Mortgage questions don't wait for business hours. If I'm on another call when you reach out, I call you back the same day. No runaround.

Fast Closings

I regularly close loans in under 30 days, sometimes under 20. I've been doing this since 1997, so I know where the process usually gets stuck and how to keep it moving.

Personalized Service

I treat every client like family, and most of them still call me after closing just to say hello. I stay with you from application through closing, and I show up to the closing table whenever I can.